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“Paul Saunders, the principal of James River Capital advice employers on burnout “

Work is very stressful for many people especially in western society and the invention of mobile devices. Employees have social issues that they may transfer to the workplace. These issues negatively affect the whole outcome of the workforce. Stats show that burnout is among the many factors that lower the productivity of the workforce. Paul Saunders addresses this issue below.


Paul Sounders is the principal of James River Capital Corp. he is highly experienced in the employment matters. He advises the employers to treat their employee well. The employees’ success is the overall success of the entire firm. He talks about burnouts in the employees.


Outline the daily objectives every morning


Time management is essential in every aspect of life. Paul Sounders advised the bosses to let their employee make it a routine to prepare their time plan every morning before going to work. When one lacks proper time management, there is a high chance of developing burnout. The burnout sets in when one has to do several tasks at the same time.


Be transparent


When you are promoting some employees or just reaching a serious decision, it is essential to be transparent. Tell the rest of the employees what you considered before reaching that decision. When your subjects lack confidence in you, there is a high chance that they will develop burnout. Compensate your employees appropriately and motivate them frequently besides being very transparent in your decisions.


Offer solutions where necessary


Sometimes employees become stressed up and very emotional. These factors can lead to burnouts. It is advisable to talk to your employees and offer reasonable solutions. Tell them to do office work in the office and do something in their leisure time. They can do their hobbies to ease their tensions.


Sometime they may tend to lose confidence in their work. As an employer, advice your employees to set small goals that they can achieve. The broad goals can be broken into small achievable ones. If they break the goals into small manageable ones, they will ease the stress and become as productive as earlier on.


Who is Paul Saunders?


Paul Saunders is the principal and founder of James River Capital Corp. he is also the CEO and chairperson of James River Financial and James River Capital Corp.

He has worked in other financial companies since his graduation from the universities of Virginia in1977 and Chicago in 1979. He advises people on matters of finance and employment.


James River Capital


This company is based in Richmond Virginia. It began as KP Futures Management Corp in 1986. It served as kidder’s alternative investment department.

In 1995, Paul Saunders and Kevin Brandt plus other officials bought the company from the Kidder. James River Capital is now a registered company that offers investment advice in the USA. Learn more:


Sandy Chin: What Are an Investor’s Options as End of Year Stock Prices Plummet?

2018 was raked by numerous political and economic tensions whose end result was tipped market and dismally performing stocks. On 4th December, most stocks took a hit with some of their prices falling to historical lows that sent most investors to a near panic mode. While they are yet to figure out the immediate cause of the market tumble, most associate it with the recent global events like the mid-term elections, and unpredictable China- U.S relations. But how should investors react to these failing stock prices? Do you sell or wait for the market conditions to improve? Here is Sandy Chin’s advice on how to react to these changing markets:


  1. Remain calm and avoid hasty decisions


Technology stocks fell in the most affected categories with some like Apple falling to record lows. What do you do if a significant portion of your investment is tied in apple stocks? Do you sell them sell them off to avoid possible further losses? Sandy Chin believes that the fact that they have hit all-time lows means that they are less likely to shrink further. Remaining calm and watching them bounce back as they do might, therefore, be the wiser move.


  1. Research on the history of your invested stock


Sandy chin notes that markets have always been susceptible to political and economic tensions. This explains the great depression of 1929, the dot-com bubble burst at the beginning of the millennium and the most recent real estate crisis in 2008.


She is, however, quick to add that it has always found a way of recovering from these situations. Chin is also a strict adherer of the history repeats itself line of thinking. She, therefore, holds the opinion that by studying the historical performances of thee stocks and their reaction to market turbulence, you get a better idea on how long it takes for your invested stock to bounce back to healthy trading prices.


  1. Consult more experienced traders


In addition to studying the stocks, you have to understand the markets by listening to more opinions from experienced traders. Pay particular attention to their market forecasts, however, dissenting these opinions may seem. But most importantly, consult with as many experts as possible as this helps you gain a better understanding of the market.


Sandy Chin, however, argues that industry expertise and experience shouldn’t be tied to the years a perceived trader has in the trade. She argues that there are several young traders out there with more accurate interpretations of the market and whose opinions shouldn’t be cast aside as soon they dissent from the veteran’s point of view.


PSI Pay Leading the Way in the Contactless Payments Industry

The payments industry has been transforming in the past few years, especially with the advent of the internet and online payments. The use of cash has been decreasing drastically in the past few years and most of the countries globally, cashless payments are encouraged. A sizeable portion of the annual transactions done across the globe is done through cars and online payments. Taking the payments industry forward is PSI Pay that is one of the pioneering companies involved with taking forward the technology of contactless payments.


The companies are trying their best to provide the smartest way to shop and transact to the customers and PSI Pay is the company that is developing technology to facilitate it. PSI-Pay along with its affiliate company named Kerv Wearables is developing a smart ring that would make the entire process of payment contactless. It is for this reason PSI Pay is known as the pioneers in the field of contactless payments. More and more companies are trying to adapt to the technology of contactless payments. Gone are the days when you have to dig into your purse every time you need to purchase anything as you can wave and pay with your smart ring.


The Kerv Wearable rings are designed to pay with ease and comes in twelve different sizes. PSI Pay is making all the efforts and investments necessary to take contactless payments industry to new heights. The contactless payments made through the smart rings or wearable technology uses NFC or RFID that also helps in making the entire contactless method secure. There are ongoing researches taking place to make contactless payments more secure and widespread across the globe. As the majority of the world population is using credit and debits cards to pay for goods and services, it is also apt for contactless payments to be the next big thing in the payments industry.


In the United Kingdom, over 108 million contactless payments took place last year, and the figure is going to increase in the next few years drastically. It is because more and more people are adopting the new market trends and shifting towards the contactless payments. PSI Pay started its operations in the year 2007, and in a concise period, the company has become a market leader in the alternative payment solutions. More and more companies are reaching out to PSI Pay for providing customized payments solutions that would ease their workload as well as improve efficiency and transparency.



ecoPayz Online Wallet Integrates Western Union into PSI Pay Payment Options

A partnership between two major financial institutes is always admirable since it paves the way for many opportunities. Well, in this case, ecoAccount is an online wallet platform that has decided to partner with Western Union. The partnership will enable the ecoAccount online wallet users to top up funds through Western Union. Western Union is present globally, and the successful integration by the ecoPayz platform will be of benefit to many individuals.


Background Information


Western Union is a financial institution that operates on a global scale, and they deal in many currencies thereby showcasing a form of convenience. The ecoPayz products are offered by PSI Pay limited. PSI Pay limited provides secure, instant, and convenient payment services to businesses and customers and by partnering with Western Union, their online wallet services will also be available in the U.K.

The ability of ecoPayz customers being able to top up funds through the Western Union platform is quite advantageous. Keeping in mind that Western Union is available in over 150 countries globally, ecoPayz was wise enough to enter into this partnership. Additionally, people in the U.K. will be able to send money both in the U.K. and internationally through their online ecoAccount wallets.

Additional Information


The financial ecosystem is evolving day in day out; that is why Western Union has decided to integrate some of the business functionalities of the ecoPayz platform with third parties so as to tap into various opportunities that may arise in the process. By doing so, PSI Pay and Western Union will be able to reap tremendous benefits.

With that said, Western Union has welcomed ecoPayz with open arms to their multinational network. Since it is the first time that Western Union has decided to incorporate the use of online wallets in the U.K., they have made a wise choice since the financial eco-system is also evolving digitally.




Convenience matters a lot. By working together with Western Union, ecoPayz has enabled users to have the ability to send money globally to the various countries that Western Union offers their financial services. Even though this feature is only accessible to the U.K. at the moment, the service might also be available in other countries with time.

Anil Chaturvedi Encourages India Investment With Smart Pricing and Branding

Anil Chaturvedi a seasoned banker with over 40 years of extremely skilled and insightful banking expertise encourages investment in India with smart pricing and branding that is a skill set that is truly lacking in the Indian business culture. In fact, in India, businesses are catering more to discounting and cheap or low priced retail strategies that make it difficult to fully reap the highest rates of return on investment in their product and service sales. Great leadership and guidance are needed to continue the advancement of the retail and e-commerce consumer corporate guidelines for selling within the Indian culture. Anil Chaturvedi has a tremendous background in Indian culture and global financial banking from various career opportunities he has experienced over the last 40 years as a banker. His perspectives have been developed from various positions including his current position at Hinduja Bank where he serves as Managing Director in this global bank headquartered in Geneva Switzerland. Anil Chaturvedi serves Hinduja Bank by providing banking insight and perspective on mergers and acquisitions and sale and restructuring of distressed assets across geographical borders including Europe, Asia, India, and the US. Anil also provides capital raising for institutional investors and international organizations and credit syndication for the Hinduja Bank located in Geneva, Switzerland. Anil Chaturvedi has a strong perspective and insight on the Indian consumer dynamics as a resident specialist from his background and upbringing in the Indian culture. The India population is seeking opportunities to purchase goods from a global perspective which is creating opportunities for great profits in those corporations that are able to penetrate the cultural dynamics. Anil Chaturvedi was educated at Delhi University in 1973 where he graduated with a Bachelor of Economics and Arts. He also attended FMS Delhi University where he received his Masters of Business Administration and Financial Management Degree. Anil Chaturvedi has continued over the years to provide strategic intellectual and analytical guidance and perspective for some of the most successful banks and financial institutions on the planet with a high degree of intellectual understanding and perspective on the Indian financial market and culture. As a result, Anil Chaturvedi is continuing to encourage Indian investment with smart pricing and branding that can be leveraged to reap profits and tremendous success within the business market of India.

Adam Milstein: Being Enlightened with Property Development

Adam Milstein is an Israeli-American managing director and philanthropist, who currently manage the Hager Pacific Properties. He is also having active participation with philanthropic works, especially those which are directed for the benefit of the Jewish people.

Adam Milstein was born from two Latino parents who went to Israel for a better opportunity during the 1940s. His parents married in the 1950s, and he was the first born. They lived in a city north of Haifa, and life was not easy for him. During his teenage years, he was conscripted by the IDF and trained him to become a soldier. He was sent to battle the Egyptians during the Yom Kippur War, and he managed to return home safe. The war taught him so many lessons about life, and he started to enjoy it by enrolling himself at a university and finishing a degree in business and economics. He knew that these degrees would help his father with his business, and it is the reason why he selected it.

Adam Milstein assisted his father in managing their real estate business, and in just a short period, he successful transformed their small real estate business into a large one. A lot of clients are amazed to his skills in managing their real estate business, and after fulfilling his duty for his parents, he decided to leave Israel with his wife and chose to live in the United States. It was not easy for him to settle in a foreign land, but he faced all of the challenges and triumphed in living as an immigrant. He would, later on, receive his MBA from a well-known university in California, and then he would be working as a sales agent for a property development company.

Unsatisfied with the rates being presented to him, Adam Milstein decided to leave the company and chose to stay at the Hager Pacific Properties. He has been promoted ever since, and he now has the title of a Managing Director or someone who would oversee all of the activities of the company, and make sure that no one would be able to leave those circuits open.


Back Your Wealth with Gold Investment

Gold is one of those investments that everyone should have at least some part in. While it is a good idea in the minds of most people to spread their investments out, there is no denying the fact that gold is one of the most solid places that a persons money can be put.

You may want to invest in the real estate market, you might want to put your money on some stocks, or simply put your money in the banks and watch it slowly grow at expense of the US Money Reserve. You could also hire someone to invest your money for you in whatever way you think. All of these routes could end up lead to disaster, as you can easily lose your money going in one of these directions, as there is a huge component of risk.

The real estate market may fluctuate, or a bad recession could cause home values to plummet, resulting in you personally losing a great deal of money. You could hire someone who invests your money badly, or you could simply put your money up in the bank and the country that you are living in may experience a huge recession or drop to the value of their currency –

This could decimate your wealth, but if you had invested in gold, you would still have those assets. Gold retains its value and has done it since we had currency, in any form in the World. Every culture and country almost in the World recognizes gold and other precious metals, so it is going to be able to be exchanged for currency pretty much regardless of what happens in the World.

You would be hard pressed to find another currency, or type of asset that holds that much strength, so this is definitely something you should consider investing in.

If you do want to get some gold, you might want to talk to one of the biggest suppliers, the US Money Reserve, who strongly encourage people to get themselves some gold according to Autin Chamber. They tell people who visit their site that gold is something that is going to retain its wealth, and offer up gold coins and gold bars for purchase.

A Crunchbase report has it that if you want to purchase some gold, you can place an order with US Money Reserve and then protect your gold any way that you would like. There is no question that gold is a great asset, so purchasing some and putting it away is always a wise move.

Jaime Garcia Dias, Brazilian Writer and Painter

Covering more than one topic, Jaime Garcia Dias writes about traveling, economics, and daily life in South America. He has the ability to inform you on what you need to know about special events and places to see as well as how to manage a successful business in a hard economy.

A Practical Writer

On his website, Jaime Garcia Dias discusses everything from how to avoid real estate problems in Sao Paulo, Brazil, to knowing the differences in the wine industry. He also reviews free courses provided by colleges not only in Brazil but also around the world and writes about the music scene in Brazil, including big music festivals.

No topic is off limits for him, and his articles and blog posts are thorough and full of information. Several of his pieces include detailed reviews on apps that can help people:

• Learn a new language
• Access their e-mail
• Control various home electronics
• Manage multiple schedules

He also covers health and daily living as he has written a handful of articles regarding habits to assist folks with financial savings and spending, memory stimulation and well-being, and productivity and procrastination.  He’s also got a popular YouTube account where he’s covered these same topics as well.

A Well-Rounded Blogger

Jaime Garcia Dias does strike up articles on harder topics regarding global situations. For example, his article on food waste hits on facts and numbers with advice on how to reduce personal household waste. Well-versed and well-written, the pieces on his blog are a testimony to his ability as a skilled and knowledgeable writer who is concerned about everything from local life to worldwide news.

Kyle Bass Continues To Make Mistakes

Kyle Bass, the chief of Hayman Capital management, predicts that China is heading towards a financial crisis with it’s impending banking crisis and it will take about 3-4 years for it to reach the peak. Although the impending banking crisis of China has more assets at risk than the previous U.S crisis, it will have a lesser impact on the world economy than the U.S crisis did. Chinese banks are undercapitalized thus in the event that they undergo a non-performing loan crisis, will take a longer time to recapitalize. Nonetheless, they have the capacity to get through the crisis by printing bonds as they have the resources to do so and hence get through the crisis.

Though China’s crisis has a lesser impact globally, it will have a direct implication on the countries that carry out trade with it as it will lead to devaluation of their currency. The currency will be devalued and the overall Asian GDP will be hit hard as Asian markets are interconnected. U.S banks will not be as adversely affected though its GDP growth will be slowed down.

Kyle Bass rose to the limelight after correctly predicting the 2008 Subprime Mortgage crisis. This right prediction led to observers viewing Bass as a genius who could not go wrong in his predictions. As time went by, the observers realized how wrong they had been as Bass made wrong decisions one after the other.He always opts to go on T.V and shamelessly make wrong analysis over and over again.

In addition to making wrong decisions, he has gone ahead to make different and poor alliances. While everyone in the business views Argentinian Cristina Fernandez as an inept economist, Bass praises her unsavory principles. Kyle has unceasingly championed Cristina Fernandez’s illiterate economic policies while inherently ignoring the way she and her cronies have ripped the Argentinians.

Moreover in order to make good on the investments he has in General Motors, he went on T.V to blame the passengers for the fatalities caused the faulty steering system and the non-deploying airbags of General Motors vehicles. Although the renown motor company knew of the fault in their vehicles, it made no attempt to compensate the victims and Bass went ahead to shamelessly defend the company.

A year ago , what started on his blog, Bass came up with a ploy which led the congress to work on an overtime basis to seal up the perceived loophole. Bass, together with Erich Spangenberg pick out specific pharmaceutical firms , sells short their stocks and then challenges the firm’s patents using a company that he specifically founded to carry out his nefarious scheme. Consequently, the stocks go down with a subsequent increase in Pharmaceuticals prices and Bass gets some quick millions. Bass’s motive for funding medical research decreases, consequently causing harm to a lot of people who are dependent on the Pharmaceuticals firm’s products to alleviate their suffering.

Highland Capital Management performance Award

Every company longs to win an award. This is because it acts as a testimonial showing their service is recognized and acceptable. For Highland Capital Management, it is a big win for them to bag an award in the HFM US Hedge Fund Performance category in 2015. The company manages assets worth over $20 billion and has made a mark in the investment management map. Under the leadership of James Dondero who is the President and also the Co-founder, the firm has grown in leaps and bounds.

James has appreciated the work done by Michael Gregory who is in charge of the Healthcare investment plans. Having outdone their peers in this category is a sign of overwhelming commitment. This is because the award was based on the performance data in 3-5 years, the experience of the manager and the rapport established with the investors. The infrastructure set in place to manage risks has also surpassed the set standards. This helps steer the investment process thus making the whole team a great success. The aim of the heath care fund is to give a long term appreciation of capital raised from the investors. Massive success has also been achieved through Terry Jones who was hired in the Institutional Products as the President.
In his working life of Jim, he has also been crowned with other awards like the Lipper Award for Floating Rate. Before joining the Highland Capital Management, he was he Chief Investment Officer working with the Protective Life’s GIC. He also has a wide experience for having managed $1 billion in the American Express. Jim graduated from the University of Virginia with a degree in Accounting and Finance.
The experienced gained by Jim over the years has seen him propel the success of Highland Capital Management into higher levels. This includes developing strategies plus other operations fitting with the individual and institutional clients. He has a huge experience in credit market after working for close to three decades. His skill and passion has also seen him become part of the originators of Collateralized Loan Obligation (CLO). This paints a picture of commitment and desire to reinvent the wheel to serve customers better.